Transcard | Transcard MasterCard Credit Cards

Transcard MasterCard Credit Cards

Prestigious international credit card
Up to 10% cash back on purchases in Bulgaria
Interest free period on purchases
Interest charged from the end of the interest free period, not from the date of purchase
Free travel insurance

Best suited for
Summary box
Pay less

International credit cards Transcard MasterCard are suitable for clients who travel abroad and need a prestigious credit card for international use.

MasterCard is a leading global credit cards brand. Clients with MasterCard can make payments in the largest worldwide network of 28 million points-of-sale in 210 countries, including Bulgaria.

Transcard MasterCard provides extra benefits – up to 10% cash back on purchases in Bulgaria and free travel insurance.

Unembossed, Standard or Gold

Transcard Financial Services EAD issues 3 types of international credit cards with MasterCard logo:

Transcard MasterCard Unembossed
Transcard MasterCard Standard
Transcard MasterCard Gold.

Transcard MasterCard Unembossed is with the lowest price. It is for clients who do not need a high credit limit, but want to use all the benefits of a recognizable international credit card.

Transcard MasterCard Standard is with a higher annual fee, but much higher credit limit as well. It is suitable for clients who plan to repay frequently their statement in full.

Transcard MasterCard Gold is with the lowest interest rate. It is the most prestigious card with high credit limit and high annual fee. It is suitable for clients with high incomes who plan to make larger purchases and repay their statement balance in parts.

This Summary Box gives clear information about the key features of the cards and does not replace any terms and conditions.

Key features	Transcard MasterCard Unembossed	Transcard MasterCard Standard	Transcard MasterCard Gold
Credit limit	Minimum: BGN 500 Maximum: BGN 1 000	Minimum: BGN 500 Maximum: BGN 20 000	Minimum: BGN 10 000 Maximum: BGN 20 000
Annual interest rate	18.5%	18.5%	15.7%
Annual fee	BGN 36	BGN 50	BGN 100
Interest free period	Up to 45 days interest free on purchases if the statement balance is paid in full and on time each month
Interest charging information	If interest is payable, it will be charged from the end of the interest free period, not from the date of purchase.
Minimum repayment	3% of the statement balance plus interest and fees if charged

Pay less interest by repaying more each month

The example below shows how much you can save if you pay more than minimum payment each month.

The following assumptions have been made:

Purchase for BGN 1200 on the 1st of January and no further transaction made
Annual interest rate of 18.5% after the interest free period
No fees charged
Monthly payments made on the due date each month
Minimum payment is 3% of the statement balance plus interest charged

How much interest will be charged for one year?

Minimum payment	Payment of BGN 100 each month
interest: BGN 163.11	interest: BGN 108.88

About trans.card

Transcard MasterCard Credit Cards

Unembossed, Standard or Gold

Pay less interest by repaying more each month